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Why you need to plan for future, as a salary earner ?

I decide to write this post so as to help and enlight people who are salary earners.
If your are a Salary earner and you are not able to meet many of your financial obligations, this post is for your.
I read a book which says, " No on ever became a billionaire with monthly salary" As a salary earner I was very sad, but as I read further, the book also says, " To be a millionaire as a salary earner , you need to sell or provide a service. I later practice what I read in that book and I started a little business and today my story has changed.
 Many people who were on monthly salary payment are always not having enough money to themselves. This has make many to suffer after their retirement, they are not able to meet their financial obligations to their family and community, many are not able to take care of their families after their retirement from service.

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