Why you need to plan for future, as a salary earner ?

I decide to write this post so as to help and enlight people who are salary earners.
If your are a Salary earner and you are not able to meet many of your financial obligations, this post is for your.
I read a book which says, " No on ever became a billionaire with monthly salary" As a salary earner I was very sad, but as I read further, the book also says, " To be a millionaire as a salary earner , you need to sell or provide a service. I later practice what I read in that book and I started a little business and today my story has changed.
 Many people who were on monthly salary payment are always not having enough money to themselves. This has make many to suffer after their retirement, they are not able to meet their financial obligations to their family and community, many are not able to take care of their families after their retirement from service.

Information as key to success.

It is a well known fact that everybody want to be successful in life, and many believed that working so hard is a way to success, but I can tell you that, working so hard may not mean you can be successful, many people are very hardworking, still they are not successful in life.
Many work like elephant but they only earn little like an ant.
Many work both day and night buy they are still living in penury. Working hard is good for carrier or business but there is one thing which you need most.
Have you ever ask yourself, why some people works so hard, but still they are not successful ?
The reason is so simple,
The simple reason why many people works so hard but they are not able to make much money, the simple reason why someone may be working as elephant but he or she is still living in penury, is because they lack good information which cab help them to grow their business..
Have you ever ask yourself, why those who works little earn big more than those who work partake in hard labour ?.

Information is a powerful tool everybody needed to succeed in there chosen carrier, when doing business and any carrier, either you works as private , public or you own your own business.
You need information to know how, what, and new ideas about your work or business, those who excelled more than others in their choosing carriers or businesses are those who search for new information and ideals and make extra efforts to do what others have ever do before, these new information and ideas, which they got during searching for more information make their works different from other people who are in the same business or carrier with them.
So, if you want to be successful in life, you need to do things that have not been done before, and you must go extra length to do things differently from what people have known before, and you can only do this by been "INFORMED" . You must know what is the latest in town.
For example, A fashion designer, who still stick to old fashion styles, can never be a successful fashion designer.
A mechanic, who still works without diagnosed machines, who does not no more information about the new electric's cars, can not be a successful mechanic.
Even a teacher or lecturer who is not computer literate may not be a successful lecturer.
Everybody need to search for more information on whatever you choose as your carrier or business, because information is a key to the growth of any business and carrier.

Search for more information and ideas about your job and business, this will help you to excel in your chosen carrier.

Why you need to get safetoken for your online transactions so as to prevents fraudsters

Business and personal transaction is very easy nowadays, in your offices without going to the banking hall, we can all make payments, even at home, we can send and receive money.
The online transactions make all this sending and receiving money possible, but there are some people outside there who are ready to steal your money through same online transactions, this is the reason why you must read this post

How to begin your own Chicken Farm Business

In the chicken industry there are two types: We have broiler, chickens raised and bred to be food, and Layers, which are chicken bred and raised to produce eggs.


It is one thing to start a chicken farm , but to start an actual business out of it is something else in it own. Going for chicken farming, you are not going to be a chicken farmer, but a businessperson as well , depending on what markets you are targeting and what types of chicken sector you want to going into.


To start a chicken farming, you have to make responsible managerial and financial decisions for your chicken farm to be a profitable business.


1. First thing you must think of when you want to set up your chicken farm is CAPITAL AND EQUIPMENT. These two thing are necessities. You will need a building to raise your chicken, and this building can be a barns or hutches depending on the numbers of your chicken.
You may raise your chicken in a conventional way or free -range.


2. What kind of ways you will want to raise your chickens.
We have two popular ways to raise your chicken. They are Conventional systems, which is a system where you have your chicken confined to a barns that are temperature controlled areas.
Free- range systems allow your chicken to just moving about , have fun on the farm to behave as if they are in their natural habitats.


3. You must be able to decide what sectors of the chicken industry you wish to pursue.
We have two types of raising chicken, they are Broiler , which are chicken raised for meat, and we also have Layer, which are chicken raised for making eggs.


4. Finding market for your chicken or their eggs: You must look at what are the most popular needs of your immediate area, you must know what they want and when did they need it most, e.g. In place like London chicken is mostly sell very well during Christmas season.


5. Make your self and product known to potential customers: You need to advertise your chicken, simply by letting other people know that you have what they want, like chicken meat and eggs that you want to sell. You can also use social media to advertise you poultry produce.


6. You must keep records and accounting of your chicken business: This is to help you to know if you are making profit or lost, and it will also help you against theft.


7. Get a vet doctor: You must have a vet doctor who will advice you and proscribe drugs and treatment, incase you have a sick chicken.
If you can abide and followed these thing when setting your chicken farm, you will succeed and make profit as you expected.

How to protect your business and yourself from fraudsters

There are three set of people that can be easily fall prey of fraudsters. They are,
1.THE GREEDY - Those who want to get rich quick. These kinds of people do not want to work hard. People with greedy attitude, who want an easy ways to wealth. Those who want to live an expensive life but they are not ready to what hard and they are looking for easy way to make huge amounts of money.


2. THE GULLIBLE - People who easily trust and easily relying on others. These people do get into business partnership with someone without thoroughly investigating the background of the person they are in partnership with. Those who dabble into such kind of business they are not conversant with, just because it appears highly profitable.


3. THE FRUSTRATED - These are the people who are in finance mess . People who have try one business and other but they have failed. People who have been downtrodden by the society or been disappointed by friends. They are usually desperate. And you can easily reads there problem on their face. Fraudsters easily approach such people by pretending to profer solutions to their problem. When such a person listens to them . They then present a proposal that sounds simple and highly profitable. Some ladies fall into the of fraudsters" because they are desperately looking for a marriage partners.


Fraudsters use various techniques to catch their victims, so note these techniques.
1. CONVERSATION - Maybe are in a public bus with them and he or she starts a conversation that eventually leads to questions and answers and he or she started exchanging name, address, phone number.


PSYCHOLOGY - They easily note people who appear sad and frustrated and pretend to be concerned and willing to help.


ENQUIRY - They pretend to be searching for someone and show you an address and beg for your assistance in locating someone. Most often they speak with a strange " Americana" accent" An not a Nigeria, but came by ship. This person am looking for ordered for goods and I cannot locate him bla bla bla.."
"if I can't locate him I would have to sell the goods cheap to someone else.


4. ENCHANTMENT - They arrange with sellers of soft drinks at the Moto park. You are boarding a vehicle together and he or she call for a soft drinks from a seller and buys one for himself and asks the seller to give you one also. If you refuse he laughs and prods and teases you to collect it, after all you are both traveling together. You flattered his generosity and to sho courtesy, you accept. The hawker helps him open his bottle and yours too. You must drink up and return the bottle before the vehicle leaves the park. When you inhale it, you become a slave and you do what you are ask to so . Sign a document, cheque, or whatever. You may end up bring out all the cash and valuable in your possession, or just anything.

SECURITY FOR YOUR CHILDREN

Teach your children to be safety and security conscious by making them read this article. You can also share the ideas in this article with your household during morning prayers, at the dinning table and in the school.
The security of your family and household is most paramount and is your personal responsibility.


Avoid sending children on errands at night as this exposed the children to kidnappers, rapers and child molesters.


Avoid sending children to hawk as this exposes them to accidents, and child molesters who may take that to molests them.


Children should inform their parents before embarking on any trip. Teach you children to always report any strange movement of people and objects around the house.
Teach your children not to give their house address and phone number to anybody, including their friends, without informing their parents.


It is in order to teach your children self defense , like judo, karate , boxing and how to use electric self defense garget etc. For the purpose of self defense. You never know when your children might need it.
You should let your children know the danger of accepting free ride from strangers.


Teach your teenage age children to avoid bringing casual friends home without the parents approval, so as to assess and advice them.


Teach your children why they must close the entrance door of the house at all time, teach the not to open the door to unknown person at all time.


Teach your children the danger in bringing too much friends to the house, because some of the friends they brought to the house may constitute a security risk to the family and the immediate society.


If the person who use to pick your children from school is your housemaid, relation or driver, make sure the class teacher or school authority can identify that your housemaid, driver or the relation to avoid being a victim of kidnappers.
it is possible for impostor  to snatch the car from your driver, drive to your children's school and kidnap your kids. Make your kids security conscious.


Mind closely the way your male house help relates with your female children. We have had cases where male house helps violate female children. We have had cases where male house help impregnated female children. We have had cases where male house help had carnal knowledge of female children and infected them with HIV.


Teach your female children not to allow their big brother, uncles, cousins or house help to fondle their sexual parts. Sexual education, like they say of charity, must begin at home . Most parents are too busy , too shy or to spiritual to relate with their children closely enough to discuss and render help on sensitive issues like their sexual growth and development. Try to be different as a parent. Teach your children all what they need to know, including sexual education.

THE IMPORTANT OF PRAISING GOD

It is said that when scientist researchers break down the matter' that comprises our universe, it is actually contains some musical molecules. When the Pharisees tried to silence that who were singing and drumming to praise the Lord, perhaps that is why Jesus Christ said 'if you Pharisees stop these people from praising God, the stone will cry out and give praise.


The bible speaks of trees clapping there hands in praising and oceans and the mountains exalting God. All of the creation are designed to praise God.
And when you don't, there is a connection with God that is not made and emptiness within you that nothing else can fill. David said , let my prayer be set before You as incense, the lifting up of my hand and my heart as the evening sacrifice (Psalm 142:2).
Here the word "prayer" is an Hebrew language , which means" songs of praise" and the Bible us it not less than 72 time in this context. So you as a living thing and work of almighty God should start singing praise God.


The Ark of the Covenant represented three things: Victory, guidance and God's presence. And any time the Ark of Covenant is not with Israeli , they felt lost without it. But observe how they can bring the Ark back from their camp of the Philistine foes. Israel played before God with all their might, and with singing to almighty God with big and small harps and Psalteries and with tumbrels and all others type of music instruments.
You must notice the phrase, "with all their might" away with pale , pathetic praise!


Put all your heart and soul ,whenever you are to praise God and worship him, brings intimacy with God. When the people want to rebuild Jerusalem, the singer were as vital and useful to the success of the operation as the solders and builders.
So for you also to succeed and to be progressive in life, you need to praise God always. Praising God is best way to get grace and eye of God.
Always praise God, even when your are driving, because Gid and his angels like like to be in were there is praise, and by doing so the angel is on guard and source a person will always have a saver journey.